When do benefits start?

ASAP
Most plans start
on your date of hire.

Life insurance
Optional life insurance
has different effective
dates for guaranteed and
additional coverage.

No need to enroll
Many other benefits are
available that you don’t need
to enroll for.
If you’re a management (salaried) associate, management trainee, or full-time truck driver, you can enroll anytime between the date of your first paycheck and your 60th day of employment.
Pharmacists who work in California and have the designation of “California pharmacist” in payroll systems are also eligible for the benefits of management associates.
If you use tobacco and don’t agree to complete a program to quit, you’ll pay higher rates for medical, optional associate life insurance, spouse/partner life insurance, and critical illness insurance. For help quitting, check out our Quit Tobacco programs.
When can you enroll? When do your benefits start?
Plan | When you can enroll |
When benefits take effect |
Medical Vision Dental (enrollment is for two full calendar years) AD&D (accidental death and dismemberment) Critical illness insurance Accident insurance |
Between the date of your first paycheck and the 60th day after your hire date | Your date of hire |
Company-paid life insurance Business travel accident insurance My Mental Health Resources, powered by Lyra Short-term disability |
Automatically enrolled on your date of hire | Your date of hire |
Optional associate life insurance Optional dependent life insurance |
Initial enrollment: Between the date of your first paycheck and the 60th day after your date of hire Later enrollment: Any time after this, but proof of good health is required |
Guaranteed amount: Your enrollment date Higher amounts: The date of Prudential’s approval |
Long-term disability (LTD) plan LTD enhanced plan Truck driver LTD plan Truck driver LTD enhanced plan |
Between the date of your first paycheck and the 60th day after your date of hire | Your date of hire, if you enroll in coverage during your initial enrollment period |